Cryptocurrency / central bank digital currency, CBDC

Important Issues:

Legal Regulations Monetary Policy ****Traditional methods of economic control, such as interest rates or reserve requirements, do not apply.

Speculations

Lack of Stability

Technological Risks

Adaptation to the New System - Human Factor

Financial Exclusion

Scalability - Problem with a large number of transactions per second, which may limit practical application.

Energy Efficiency: In the case of blockchains Proof of Work, energy consumption is significant.

Interoperability - Integration with Financial Systems

blockchain data security / identity management / crypto trading / education - system for evaluating and storing data (results) / copyright